Hurricane Insurance Claims
Your insurance policy is about the only way you can prepare for a hurricane. Having the proper policy in place and paying your monthly premiums should guarantee that, in the event of a hurricane, your insurance company can compensate you and you can have damaged repaired. Two major types of damage that hurricanes can cause are wind and flood/water damage. After a hurricane, the first step that you should take is to document your losses. Although an insurance adjuster assigned to your case will evaluate the damages, it is important to complete a survey of your property as well. The more evidence, the better. You can take pictures and make notes so that you can notify your insurance company. Even after taking these measures, your insurance company might deny you coverage.
Natural disasters cause insurance companies to panic. Why? They know that hundreds and possibly even thousands of individuals have been affected by the hurricane, which means that there will be a large influx in claims. A large influx in claims means that the insurance company will have to shell out the funds for their policyholders, which they might not like. After a hurricane, there is a good chance that your home will be rendered uninhabitable. You need coverage for massive repairs and even to cover the costs of a temporary living situation.
Understanding Your Insurance Policy
Understanding your insurance policy is a key component in getting the full scope of compensation. If you know that your particular insurance policy covers wind damage, and yet your insurance company is refusing to pay for the shingles that the wind ripped off of your house, then you might have valid grounds for a claim. Our firm can help you better understand your insurance policy and find areas for compensation that your insurance company might be trying to conceal.
Doing a comprehensive review of your insurance policy might reveal that the extent of your coverage was limited even though you were not initially aware of this. Even in these cases, your insurer may have wrongfully limited your coverage in order to avoid paying you as much in the event of a natural disaster such as a hurricane. These are details that can be uncovered with the help of a skilled lawyer.
Why hire an attorney for your first party insurance claim?
Although some people go the process alone, it can be vital to hire an attorney if a hurricane damaged your home or business. If your insurance company is not communicating with you, you may be left feeling hopeless. You cannot make your insurance company cooperate without the use of strong measures. Leave the strong measures to a Florida insurance claim attorney at Givens, Givens & Sparks.
The process of filing a claim or lawsuit can be complex, and insurance companies often deny certain types of valid claims or offer a low settlement in the hopes that you will accept it. Fortunately, our firm never relents until you receive a fair settlement or verdict. How do you know what amount is fair?
That is where our team of lawyers can help. There are many types of damages that are possible in any injury case, and evaluating your case before moving forward is a key factor in the amount of the settlement you will receive. We are well versed in all aspects of personal injury law and know how to present your case in a way that brings about the optimum results.