Recent Posts in Homeowner's Insurance Jun 30 / 2016 Importance of Reviewing Your Insurance Policy Ahead of Hurricane Season Posted By Givens Givens Sparks Continue Reading Apr 15 / 2016 Know What Your Homeowners Insurance Covers Posted By Givens Givens Sparks Continue Reading Apr 7 / 2016 Hurricane Season Is Coming: What You Need to Know About Insurance Claims Posted By Givens Givens Sparks Continue Reading May 22 / 2014 AMBIGUITIES MUST BE CONSTRUED IN FAVOR OF THE POLICY HOLDER Posted By Givens Givens Sparks Continue Reading Oct 9 / 2013 UNIVERSAL FINED $1.26 MILLION BY STATE OF FLORIDA Posted By Givens Givens Sparks Continue Reading Jul 24 / 2013 Replacement Cost Policy Posted By Givens Givens Sparks Continue Reading Jul 22 / 2013 Will Florida Become Uninsurable? Posted By Givens Givens Sparks Continue Reading Jul 17 / 2013 Storm Research Posted By Givens Givens Sparks Continue Reading Jul 15 / 2013 Catastrophic Ground Collapse Posted By Givens Givens Sparks Continue Reading Jul 10 / 2013 Citizens Rate Hike Posted By Givens Givens Sparks Continue Reading Jul 8 / 2013 Sinkhole Warning Signs Posted By Givens Givens Sparks Continue Reading Jul 3 / 2013 Another Day, Another Citizens Investigation Posted By Givens Givens Sparks Continue Reading Jul 1 / 2013 Former CFO Alex Sink Speaks Out About Bad Citizens Deal Posted By Givens Givens Sparks Continue Reading Jun 26 / 2013 Denials based on Misrepresentations Posted By Givens Givens Sparks Continue Reading Jun 24 / 2013 More Sinkholes to come in Seffner? Posted By Givens Givens Sparks Continue Reading Jun 19 / 2013 ECONOMIC LOSS RULE: A CHANGE IN FLORIDA LAW Posted By Givens Givens Sparks Continue Reading Jun 17 / 2013 Another Florida Sinkhole Posted By Givens Givens Sparks Continue Reading Jun 12 / 2013 Are Florida's Insurers Ready for Hurricane Season? Posted By Givens Givens Sparks Continue Reading Jun 11 / 2013 Two New Tampa Area Sinkhols After Tropical Storm Andrea Posted By Givens Givens Sparks Continue Reading Jun 10 / 2013 Universal Fined $1.26 Million Posted By Givens Givens Sparks Continue Reading Jun 3 / 2013 Takeout Insurance in Florida Posted By Givens Givens Sparks Continue Reading Jun 3 / 2013 Citizens' Latest Controversy Posted By Givens Givens Sparks Continue Reading May 30 / 2013 Demolition at Site of Fatal Sinkhole Posted By Givens Givens Sparks Continue Reading May 20 / 2013 A Bad Sinkhole Fix Posted By Givens Givens Sparks Continue Reading May 15 / 2013 Senate Bill 1770 Passes Posted By Givens Givens Sparks Continue Reading May 13 / 2013 Three Illinois Insurance Companies Placed in Liquidation Posted By Givens Givens Sparks Continue Reading May 8 / 2013 Citizens Has a Sinkhole Glitch Posted By Givens Givens Sparks Continue Reading May 6 / 2013 Sinkholes on the National News Posted By Givens Givens Sparks Continue Reading Apr 26 / 2013 Citizens Bill Passes After All Posted By Givens Givens Sparks Continue Reading Apr 25 / 2013 Citizens Bill Stalls Posted By Givens Givens Sparks Continue Reading Apr 17 / 2013 A New Way to Combat Sinkholes? Posted By Givens Givens Sparks Continue Reading Apr 12 / 2013 Tower Hill to Takeover 43,836 Policies from Citizens Posted By Givens Givens Sparks Continue Reading Apr 11 / 2013 Haven't We Had Enough Rate Increases? Posted By Givens Givens Sparks Continue Reading Apr 10 / 2013 Changes to Florida Property Insurance Posted By Givens Givens Sparks Continue Reading Apr 3 / 2013 Seffner Sinkhole Video Posted By Givens Givens Sparks Continue Reading Mar 27 / 2013 Citizens Sued Posted By Givens Givens Sparks Continue Reading Mar 26 / 2013 Appeals Court Ruling Protects Insurers Posted By Givens Givens Sparks Continue Reading Mar 22 / 2013 Sinkholes in Florida Posted By Givens Givens Sparks Continue Reading Mar 20 / 2013 Citizens Status Posted By Givens Givens Sparks Continue Reading Mar 8 / 2013 Citizens Hires New Internal Investigators Posted By Givens Givens Sparks Continue Reading Feb 13 / 2013 Proposals to Change Florida's Property Insurance Laws Posted By Givens Givens Sparks Continue Reading Feb 11 / 2013 New Legislative Session = New Proposals for Citizens Posted By Givens Givens Sparks Continue Reading Feb 8 / 2013 Florida Senate Minority Leader to Oppose Raising Citizens Rate Caps Posted By Givens Givens Sparks Continue Reading Feb 6 / 2013 Representative Diaz's Op-Ed Regarding Citizens Posted By Givens Givens Sparks Continue Reading Feb 4 / 2013 WHAT IS THE BURDEN OF PROOF IN DELAYED NOTICE CASES? Posted By Givens Givens Sparks Continue Reading Feb 1 / 2013 WHO IS THE PREVAILING PARTY FOR PURPOSES OF A FEE AWARD? Posted By Givens Givens Sparks Continue Reading Jan 31 / 2013 U.S. District Court Ruling on Application of the Term "Structural Damage" Posted By Givens Givens Sparks Continue Reading Jan 16 / 2013 DOES AN INSURER WAIVE ITS RIGHT TO APPRAISAL BY FAILING TO PROVIDE TIMELY NOTICE OF MEDIATION? Posted By Givens Givens Sparks Continue Reading Dec 17 / 2012 Appellate Court Admonishes State Farm Posted By Givens Givens Sparks Continue Reading Dec 14 / 2012 Citizens Slows Loan Program Posted By Givens Givens Sparks Continue Reading Dec 13 / 2012 Citizens Officials Meet With Legislators Posted By Givens Givens Sparks Continue Reading Dec 11 / 2012 Governor Scott Wants Inspector General for Citizens Posted By Givens Givens Sparks Continue Reading Nov 28 / 2012 Citizens Sinkhole Claims Down Posted By Givens Givens Sparks Continue Reading Nov 27 / 2012 Rick Scott Asks For Probe of Citizens Posted By Givens Givens Sparks Continue Reading Nov 26 / 2012 Who Is Buying Citizens' Policies? Posted By Givens Givens Sparks Continue Reading Nov 23 / 2012 Rick Scott Opts to Wait to Investigate Firings at Citizens Posted By Givens Givens Sparks Continue Reading Nov 22 / 2012 Florida Insurance Advocate Investigation Posted By Givens Givens Sparks Continue Reading Nov 21 / 2012 Citizens Rate Hike Posted By Givens Givens Sparks Continue Reading Nov 20 / 2012 Interpreting Sinkhole Statutes Posted By Givens Givens Sparks Continue Reading Nov 19 / 2012 Misconduct at Citizens Posted By Givens Givens Sparks Continue Reading Nov 13 / 2012 Another Large Sinkhole Opens in Central Florida Posted By Givens Givens Sparks Continue Reading Nov 9 / 2012 Does An Insurance Company Have A Duty to Investigate A Policyholder Claim? Posted By Givens Givens Sparks Continue Reading Nov 8 / 2012 Do I Have A Bad Faith Claim? Posted By Givens Givens Sparks Continue Reading Nov 6 / 2012 Another Insurance Company Excuse to Not Pay Posted By Givens Givens Sparks Continue Reading Nov 5 / 2012 Hurricane Sandy Leaves Behind Up To $50 Billion in Damages Posted By Givens Givens Sparks Continue Reading Oct 23 / 2012 Public Adjuster Contact Posted By Givens Givens Sparks Continue Reading Oct 16 / 2012 Breach of the Notice Provision of an Insurance Policy Posted By Givens Givens Sparks Continue Reading Sep 24 / 2012 THE PLAIN LANGUAGE OF AN INSURANCE CONTRACT Posted By Givens Givens Sparks Continue Reading Sep 11 / 2012 Sinkhole Forces Family Out of Their Home Posted By Givens Givens Sparks Continue Reading Sep 10 / 2012 Does a Policy Holder Have to Comply With the Conditions of Their Policy? Posted By Givens Givens Sparks Continue Reading Sep 7 / 2012 Citizens' Newest Questionable Move Posted By Givens Givens Sparks Continue Reading Sep 4 / 2012 Senator Fasano Calls For a Citizens Hearing Posted By Givens Givens Sparks Continue Reading Aug 28 / 2012 More of the Same from Citizens Property Insurance Posted By Givens Givens Sparks Continue Reading Aug 22 / 2012 The Sinkhole Condition Precedent: Entering Into a Contract for Building Stabilization Posted By Givens Givens Sparks Continue Reading Aug 3 / 2012 The Condition Precedent for Filing a Civil Remedies Notice Posted By Givens Givens Sparks Continue Reading Jul 25 / 2012 Fees When Damages Are Not Awarded Posted By Givens Givens Sparks Continue Reading Jul 3 / 2012 Debby's Aftermath Posted By Givens Givens Sparks Continue Reading Jun 27 / 2012 Dubious Report Pulled Posted By Givens Givens Sparks Continue Reading Jun 26 / 2012 TS Debby's Double Whammy Posted By Givens Givens Sparks Continue Reading Jun 21 / 2012 Another Catastrophic Sinkhole in Florida Posted By Givens Givens Sparks Continue Reading Jun 14 / 2012 Citizens Insurance Names New President Posted By Givens Givens Sparks Continue Reading May 14 / 2012 Another Massive Sinkhole in Central Florida Posted By Givens Givens Sparks Continue Reading May 4 / 2012 Massive Sinkhole Opens Behind Orlando Home Posted By Givens Givens Sparks Continue Reading Dec 12 / 2011 Lienholder Interests Posted By Givens Givens Sparks Continue Reading Oct 27 / 2011 Court Defines Structural Damage Posted By Givens Givens Sparks Continue Reading Oct 25 / 2011 Legislators Meet Regarding Sinkholes Posted By Givens Givens Sparks Continue Reading Oct 12 / 2011 Is time running out? Posted By Givens Givens Sparks Continue Reading Oct 10 / 2011 What happens at a deposition? Posted By Givens Givens Sparks Continue Reading Oct 7 / 2011 What does a small, circular patch of wilting shrubbery or grass have to do with the presence of a sinkhole? Posted By Givens Givens Sparks Continue Reading Oct 4 / 2011 What if my insurance company only authorizes minor repairs to my property after a sinkhole appears? Posted By Givens Givens Sparks Continue Reading Aug 8 / 2011 Neutral Evaluation Denied Posted By Givens Givens Sparks Continue Reading May 23 / 2011 Examination Under Oath Posted By Givens Givens Sparks Continue Reading Feb 15 / 2011 An Incorrect Focus on Fraud in Sinkhole Claims Posted By Givens Givens Sparks Continue Reading