Tampa, Florida

Hurricanes

Hurricane Insurance Claims

Are You Fighting With Your Insurance Company?

Your insurance policy is one of the best ways you can prepare for a hurricane. Having the proper policy in place and paying your monthly premiums should guarantee that, in the event of a hurricane, your insurance company can compensate you and have the damage repaired. The main types of damage that a hurricane can cause include:

  • Rainfall-Induced Flooding: Hurricanes come with heavy rains that can affect areas hundreds of miles away from the storm’s initial landfall. While smaller hurricanes often bring five to 10 inches of rainfall, larger storms can surpass 50 inches of rain. Even light flooding can cause considerable damage to building foundations.
  • Storm Surge: Hurricane winds often push seawater up towards the shore as they make landfall. As the edge of the storm reaches the coast, water levels will slowly begin to rise. The water levels will rise with increased speed as the eye of the storm comes closer to land, pushing potentially massive waves across the shore. One cubic yard of water weighs approximately 1,700 pounds.
  • Winds: High winds often cause the most damage during hurricanes, uprooting trees, tearing down power lines, pulling structures apart, etc. Any debris caught up in the wind can quickly become a projectile and fly into other structures, causing massive damage and even breaking directly through walls and houses.
  • Tornados: Some hurricanes also produce tornados which can cause additional wind damage, pick up debris, and even uproot houses from their foundations.

After a hurricane, the first step that you should take is to document your losses. Although an insurance adjuster assigned to your case will evaluate the damages, it is important to complete a survey of your property as well. The more evidence, the better. You can take pictures and make notes so that you can notify your insurance company. Even after taking these measures, your insurance company might deny you coverage.

Natural disasters cause insurance companies to panic because of the sheer number of people affected by the event, which means that there will be a large influx in claims. A large influx in claims means that the insurance company will have to shell out the funds for their policyholders. After a hurricane, there is a good chance that your home will be rendered uninhabitable. You need coverage for massive repairs and even to cover the costs of a temporary living situation.

Understanding Your Insurance Policy

Understanding your insurance policy is a key component in getting the full scope of compensation. If you know that your particular insurance policy covers wind damage, and yet your insurance company is refusing to pay for the shingles that the wind ripped off of your house, then you might have valid grounds for a claim. Our firm can help you better understand your insurance policy and find areas for compensation that your insurance company might be trying to conceal.

Doing a comprehensive review of your insurance policy might reveal that the extent of your coverage was limited even though you were not initially aware of this. Even in these cases, your insurer may have wrongfully limited your coverage in order to avoid paying you as much in the event of a natural disaster such as a hurricane. These are details that can be uncovered with the help of a skilled lawyer.

Hire The Right Attorney To Handle Your Insurance Claim

If your initial attempts to work with your insurance company fail to secure the results you need, it may be time to bring in legal assistance to help you secure the cooperation and financial assistance you pay for. At Givens Givens Sparks, our Tampa attorneys have decades of experience working with clients whose insurance companies have broken off communication with. We will work with you to ensure that your insurance company cooperates you to provide the coverage they are supposed to provide and help you get back on your feet. Contact us today by giving us a call at (813) 375-0109 or by filling out our online form.

The process of filing a claim or lawsuit can be complex, and insurance companies often deny certain types of valid claims or offer a low settlement in the hopes that you will accept it. Fortunately, our firm never relents until you receive a fair settlement or verdict. How do you know what amount is fair?

Givens Givens Sparks
Stann Givens, Best Lawyers in America

That is where our team of lawyers can help. There are many types of damages that are possible in any injury case, and evaluating your case before moving forward is a key factor in the amount of the settlement you will receive. We are well versed in all aspects of personal injury law and know how to present your case in a way that brings about the optimum results.

Testimonials

  • “I so appreciate all of the help I received.”

  • “Rob, thanks for the great, very professional job.”

  • “Really amazing during this difficult time.”

  • “Dear Rob, Kelly and Anita, I cannot express my gratitude enough to all of you for your hard work in reaching a successful outcome in my case. You made every step of this difficult process much more bearable through your attentiveness, timely communication ”

  • “Rob, thank you so much for helping with all of this and know that I hold you and your staff in the highest professional esteem. No matter what was thrown at us, you had an answer that countered. Thank you so much for all of your hard work and more importan”

  • “Stann, thank you doesn’t seem like enough. You are truly a master negotiator.”

  • “We are glad that you were with us during this process.”

  • “Solid, tenacious, thorough, and reputable counsel.”

  • “Stann, I just wanted to drop you a line and let you know how much I appreciate the hard work by the attorneys in your firm.”

  • “We were able to leave with big smiles - all because of you!”

  • “Stann, I just wanted to say thanks. I was very impressed by the entire Givens Givens Sparks team and process.”

  • “I am very appreciative of the work Rob and his team put out for my case. And as I already said, he knows his stuff for sure. Please extend my thanks again to the whole firm for all of their help no matter how small it may have been.”

  • “You Helped keep me calm and understand the legal side of matters.”

  • “Good job today, Rob – thanks for the help!”

  • “Your team is amazing!”

  • “Rob, Chris and Paula, just a note to personally thank each of you for your time, expertise, knowledge and guidance through this long, and at times grueling process. We truly appreciate your due diligence through this process and your experts were a pleasur”

  • “If ever in the future I need any legal advice I will not hesitate to contact you.”

  • “Thank you for taking the time and spending long days and nights dealing with my case.”

  • “I just want to take a minute to tell you how amazing you are at your job!”

  • “Rob, I wanted to say THANK YOU for all of the time, effort and hard work you put into my case! Without your assistance and support, I would not be where I am now.”

  • “I am truly grateful for your efforts.”

  • “I will look to your firm in the future for any other assistance.”

  • “You are of the highest caliber.”

  • “Only you made the difference in our situation.”

  • “I have never experienced as great service as your team has provided me.”

  • “Very friendly and down to earth – they are real people.”

  • “Rob, thank you again for your counsel and care over the past few months. It has been a pleasure working with you. Please extend my appreciation to Paula and Arely as well for their work and process expedition.”

  • “You stepped up to serve the interest of our client seamlessly.”

  • “I could not have been more pleased with the work that Chris did for me.”

  • “Robert, I would not have expected anyone less, of your expertise, from my chosen lawyer! You have been both extremely competent and personable throughout your part of these proceedings, and I don’t believe anyone could have done a better job!”

  • “GREAT communication!”

  • “Diligent communications and follow-ups.”

  • “Beyond thorough and true to your original timeline.”

  • “Stann, Esther and staff, thank you so much for handling my divorce. I really appreciate your hard work and dedication.”

  • “Kelly and Tiffany, thank you both so much for all of the wonderful work you did for me in handling my divorce. I had feared it was going to be a stressful experience despite the overall situation and it was far from it.”

  • “They have always been accessible and courteous in meeting our needs.”

  • “Givens Givens Sparks will be my first thought if anyone ever asks about a referral to an attorney. Chris Givens and Peggy were not only very professional, but also friendly and helpful, and I truly believe they cared about my case.”

  • “I was very happy with the attention given to me by Chris Givens and his paralegal Peggy. They were very professional and at the same time made me feel comfortable and welcome. I will definitely refer.”

  • “I read your article on never badmouth your child's parent. Kudos!”

  • “I'm not sure I could have made it through the past 18 months without you guys.”

  • “So professional and caring!”

  • “Robert Sparks and his personal injury team fought with great effort to get the most out of my case. I appreciate all of your hard work guys, keep it up!”

  • “The legal team demonstrated experience explaining every step of my case. I was very satisfied with my settlement and will I seek their services for all my legal needs in the future.”

  • “I have worked with attorneys my entire professional career. My experience with Givens Givens Sparks was the best, by far, of any previous experience! Stann did a great job of guiding me thru the process, and more importantly, helping me keep my emotions i”

  • “My Givens Givens Sparks attorney stayed with me and fought for me.”

  • “Mrs. Garcia Is very professional and extremely helpful and organized.”

  • “The team at Givens Givens Sparks was very caring and kept us up to date on the claim.”

  • “Mr. Codling made my legal process easy.”

  • “All communication has always been timely and in a professional manner. Very thankful for the Givens Givens Sparks legal team in a stressful situation.”

  • “The personal attention given to the needs of our family's case has always been timely, professional, and accurate. I have gratitude for each person in the firm, but especially Mr. Sparks and Paula Bland.”

  • “The entire firm extended a personal interest in my case from the beginning to the end. My attorney, Chris Givens, created not only this interest but a personal relationship as a genuine friend not only during the course of my case but still continues prese”

  • “Communication was a strong point. When I had a question, an answer was provided in a timely manner.”

  • “Did exactly what they said. Period.”

  • “We really like Kelly. She's really quick on her feet and able to think outside the box, in terms of getting favorable solutions to our unorthodox situation. Tiffany is very helpful too, working with us as a team. My husband and I appreciate them both.”

  • “Stann Givens, Lindsay A. Moczynski and Arely Quiles, Paralegal/ Client Care Manager all were very helpful and professional. Great team, great job. Thanks, Stann!”

  • “Frequent contact, never left in the dark and wondering what was next. Thanks to Paula.”

  • “Kept in touch, always available, quick turnaround and very professional and courteous.”

  • “Very professional, polite and always respectful. I felt your team had my best interests at heart and that you tried wherever possible to keep costs to a minimum.”

  • “I am forever humbly grateful for their honesty, integrity, and diligence.”

  • “I do wish I would have retained earlier so as to avoid a lot of unnecessary stress.”

  • “Victoria Cruz-Garcia has been the best throughout both of my cases.”

  • “Rob Sparks is a great attorney, and even better person. Paula Bland is as good as it gets.”

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Insurance Claim Cases We Handle

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WE CAN HELP YOU FIGHT FOR JUSTICE. TAKE THE FIRST STEP BY GETTING IN TOUCH WITH OUR TEAM.

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